Download the
ATLP Application here and email the completed application, with supporting documents, to
mdtap.atlp@maryland.gov.
Will Everyone Be Able To Get A Loan?
No. You must have a good likelihood of repaying a loan. The program will look at income compared to debt, stability in residence/job, and credit history. Some applicants will be declined, but the program's criteria are much less stringent than those of a bank and will enable many people who would be turned down for bank loans to receive funding.
How Much Can I Borrow?
From $500 to $70,000.
Unsecured AT loans up to $10,000.
Unsecured vehicle and home modification loans up to $20,000. *Other restrictions may also apply.
What Is The Interest Rate?
All loans have below-market interest rates. Most loans have rates below prime.
What Type Of Equipment Can I Buy With These Loans?
A wide variety of assistive technology. "Assistive Technology" is any device that helps a person with a disability live more independently and productively. It includes:
- Home modifications
- Adapted & non-adapted vehicles
- Scooters and wheelchairs
- Braille equipment
- Hearing and vision aids
- Augmentative communication devices
- Environmental control units
- Computers and adaptive peripherals
- Many other devices
Money Management & Education
Not sure how your credit will impact your loan application? Need financial advice?
CASH Campaign provides free financial classes and coaching.