​

AT Low-interest Financial Loan Program

The Assistive Technology Loan Program helps Maryland residents with disabilities and their families qualify for low-interest loans to buy equipment that will help them live, work, and learn more independently.

Announcing iDrive Maryland: An ATLP Pilot Program

The Maryland AT Loan Program has launched iDrive Maryland!

iDrive Maryland expands access to affordable vehicle loans for Marylanders with disabilities, particularly those in rural areas of the state, via low interest rates, flexible lending criteria, and expanded re-payment terms.
  • Loan amounts from $50,000 - $70,000*
  • Up to 120-months (10 year) repayment terms for some vehicles*
  • Loans for both adapted AND non-adapted vehicles * some restrictions apply

Read our iDrive Funding Press Release Here!

For more information on iDrive Maryland, email mdtap.atlp@maryland.gov or call 1-800-832-4827

Who Can Apply?

Anyone who intends to use the loan to buy assistive technology for a Maryland resident with a disability.  That includes people with disabilities, family members, friends, etc.


How To Apply?

Complete & submit your ATLP application online 
OR 
Download the ATLP Application here and email the completed application, with supporting documents, to mdtap.atlp@maryland.gov.
 

Will Everyone Be Able To Get A Loan?

No. You must have a good likelihood of repaying a loan.  The program will look at income compared to debt, stability in residence/job, and credit history.  Some applicants will be declined, but the program's criteria are much less stringent than those of a bank and will enable many people who would be turned down for bank loans to receive funding.
 

How Much Can I Borrow?

From $500 to $70,000.

Unsecured AT loans up to $10,000. 

Unsecured vehicle and home modification loans up to $20,000. *Other restrictions may also apply.

What Is The Interest Rate?

All loans have below-market interest rates.  Most loans have rates below prime.
 

What Type Of Equipment Can I Buy With These Loans?

A wide variety of assistive technology.  "Assistive Technology" is any device that helps a person with a disability live more independently and productively.  It includes:
  • Home modifications
  • Adapted & non-adapted vehicles
  • Scooters and wheelchairs
  • Braille equipment
  • Hearing and vision aids
  • Augmentative communication devices
  • Environmental control units
  • Computers and adaptive peripherals
  • Many other devices

Money Management & Education

Not sure how your credit will impact your loan application? Need financial advice? CASH Campaign provides free financial classes and coaching.

Program Highlights

  • Low Interest rates
  • Extended re-payment terms
  • Lenient lending parameters