AT Low-interest Financial Loan Program

The Assistive Technology Loan Program helps Maryland residents with disabilities and their families qualify for low-interest loans to buy equipment that will help them live, work, and learn more independently.

Who Can Apply?

Anyone who intends to use the loan to buy assistive technology for a Maryland resident with a disability.  That includes people with disabilities, family members, friends, etc.
 

Will Everyone Be Able To Get A Loan?

No. You must have a good likelihood of repaying a loan.  The program will look at income compared to debt, stability in residence/job, and credit history.  Some applicants will be declined, but the program's criteria are much less stringent than those of a bank and will enable many people who would be turned down for bank loans to receive funding.
 

How Much Can I Borrow?

Loan amounts from $500 to $50,000.
Loan terms up to eight years on certain vehicles.
Unsecured loans available up to $5,000.
Unsecured Home Modification Loans up to $10,000.

*Other restrictions may apply. It’s important to speak with loan program staff to determine specific loan amounts and terms.
 

What Is The Interest Rate?

All loans have below-market interest rates.  Most loans have rates below prime.
 

What Type Of Equipment Can I Buy With These Loans?

A wide variety of assistive technology.  "Assistive Technology" is any device that helps a person with a disability live more independently and productively.  It includes:
  • Home modifications
  • Adapted vehicles
  • Scooters and wheelchairs
  • Braille equipment
  • Hearing and vision aids
  • Augmentative communication devices
  • Environmental control units
  • Computers and adaptive peripherals
  • Many other devices

Money Management & Education

Not sure how your credit will impact your loan application? Need financial advice? CASH Campaign provides free financial classes and coaching.