The Assistive Technology Loan Program helps Maryland residents with disabilities and their families qualify for low-interest loans to buy equipment that will help them live, work, and learn more independently.​

Who Can Apply?

Anyone who intends to use the loan to buy assistive technology for a Maryland resident with a disability.  That includes people with disabilities, family members, friends, etc.

 

Will Everyone Be Able To Get A Loan?

No. You must have a good likelihood of repaying a loan.  The program will look at your income compared with debt, stability in residence/job, and credit history.  Some applicants will be declined, but the program's criteria are much less stringent than those of a bank and will enable many people who would be turned down for bank loans to receive funding.

 

How Much Can I Borrow?

From $500 to $60,000.

Up to ten years financing on certain vehicles. ​
* Unsecured loans available up to $5,000. Unsecured Home Modification Loans up to $10,000. ​Other restrictions may also apply.

 

What Is The Interest Rate?

All loans have below-market interest rates.  Most loans have rates below prime.

 

What Type Of Equipment Can I Buy With These Loans?

A wide variety of assistive technology.  "Assistive Technology" is any device that helps a person with a disability live more independently and productively.  It includes:

  • Home modifications
  • Adapted vehicles 
  • Scooters and wheelchairs
  • Braille equipment
  • Hearing and vision aids
  • Augmentative communication devices
  • Environmental control units
  • Computers and adaptive peripherals
  • Many other devices

Money Management Services
The AT Loan Program has partnered with GreenPath Financial Wellness ​​to offer money management​ services.